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Sample Credit Report
 
Credit Report Prepared For:
John Jones
You Sequoia Properties
1701 North Hill Street, Santa Ana, CA 92705 		Account #: 5823484
Date: 10/24/2001 05:03 pm
Information Source(s): Credit Agency,Criminal,Eviction

Search Information Provided
Name: Consumer, Jonathan   
Current Address: 123 South Street, Unit A, Irvine, CA 92651
Property applied to: Kittridge Testing, 14411 Kittridge Street, Van Nuys, CA 91405

Applicant SnapShot
Score: 561 (Fair Isaac Model)
 
Following reflects up to seven years of credit history:
Positive Accounts: 6    Negative Accounts: 3 (Jump To)    Public Records: 3 (Jump To)    Collections: 1 (Jump To)
 
Monthly count of negative and positive accounts in last two years:
Positive Accounts     6 6 6 7 7 5 6 7 8 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6
Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Negative Accounts     3 3 3 2 2 4 3 4 1 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
 
Total Debt: $280,037    Total Monthly Payments: $4,984    Past Due Payments: $1,421     (Jump To)
Income: $6850     Approx After Tax Income[ ? ]: $5137.50     Money Left[ ? ]: $153.50  

Begin Report Section: Credit Report

Consumer Credit Report
Applicant Name: CONSUMER, JONATHAN QUINCY    
Current Address: BURBANK, CA 91502-9150 (06/95 - 01/98)    
Previous Address: SANTA ANA, CA 92708-9270 (02/95) Date of Birth: 12/3/1951
Previous Address: LOS ANGELES, CA 90017-9001 (09/93)    
Credit Score: 561 (Fair Isaac Model)
    Score Factors:
    Account(s) not paid as agreed and/or legal item filed
    Length of time (or unknown time) since account delinquent
    Number of accounts delinquent
    Proportion of balance to high credit on bank revolving or all revolving accounts

Summary of Accounts
Positive: 6 Negative: 3 Public Record: 3 Collection: 1

Credit Summary
No of Accounts Payment Record No of Accounts Payment Record
6 Pays or paid as agreed 1 Chapter 13 (Wage Earner Plan)
2 Pays or paid 30-60 days past due    

Trade Totals
  Limit High Balance Balance Past Due Payment Available
Installment Totals 1,000 0 265,380 1,421 4,549  
Revolving Totals 20,000 16,720 14,657 0 435 27%
Open Totals
Grand Totals 21,000 16,720 280,037 1,421 4,984  
Creditor Payment Records
Legend
Paid as agreed  30 days overdue  60 days overdue  90 days overdue  90+ days overdue
Wage Earner Plan (Ch. 13)  Repossession  Collection/Charge Off/Bad Debt/Skip  No Update
Account Type Status
Credit Card
Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May
Revolving Charge Account
May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
Credit Card
Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Credit Card
Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Installment Sales Contract
Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Auto Loan
Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Secured Loan
Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Real Estate Specific Type Unknown
Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Credit Card
Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Creditor Records (Revolving Accounts)
Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status
Credit Card 05/96 0 7,000 5,700   Curr Acct/Closed
  Comment: Account closed at consumers request.
Revolving Charge Account 01/68 0 1,400   Making regular WEP payments
  Comment: Account previously in dispute - now resolved - reported by subscriber.
Credit Card 02/85 6,029 10,000 7,108 180 Curr Acct
Credit Card 01/90 8,628 10,000 9,612 255 Curr Acct

Creditor Records (Installment Accounts)
Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status
Installment Sales Contract 02/95 1,000 1,000 Pays as agreed
Auto Loan 12/93 11,050 465 465 <= 2 payments past due
Secured Loan 03/93 19,330 956 956 <= 2 payments past due
Real Estate Specific Type Unknown 05/90 234,000 3,128 Curr Acct

Creditor Records (Open Accounts)
Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status
Credit Card 03/95 0 4,000 3,612   Curr Acct/Closed

Collection Items
Assigned Last Act Name Orig Bal Curr Bal Status
09/94   DR. JOHN KILDARE 500 250 Coll Acct
  Comment: Account information disputed by customer.

Public Records/UD/Skip
Bankruptcy Filed: 02/93 Court: U S BANKRUPTCY COURT
Liability: $100,000 Case Num: 35054539906234561
Assets: $100,000 Comments: "Bankruptcy Chapter13- petition filed."
How Filed: Joint    
Legal Item Filed: 07/95 Court: SO CALIF DISTRICT COURT
Amount: $12,450 Case Num: 45078321
Legal Item Filed: 09/93 Court: COUNTY SPR CT SANTA ANA
Amount: $1,200 Case Num: 7505853
Plaintiff: ALLIED COMPANY    

Inquiries
Name Date
HEMLOCKS 12/05/98
BAY COMPANY 12/03/98
HILLSIDE BANK 10/21/97

Begin Report Section (Criminal Check)

Criminal Check
Offender:JONATHAN CONSUMER  DOB: 12/3/1951 Database: CACON
Date: 11/06/1990   Offense: Breaking and Entering Statute: 487.HA  

Terrorist Search
No Records Found

Sex Offender Search
No Records Found

Begin Report Section (Eviction Report)

Eviction Scan: Exact Name Matches (check carefully)
  Note: Exact matches are displayed in blue
Identification Date Address Details
CONSUMER, JONATHAN 04/20/00   10655 N BIRCH ST
BURBANK, CA 91502		 Prop/Owner: MICHEL ROY
Disposition: JUDGEMENT FOR PLAINTIFF
Judgement: 1800

End of Report.