Sample Credit Report

Prepared For:

John Jones
You Sequoia Properties
1701 North Hill Street, Santa Ana, CA 92705

Account #: 5823484
Date: 10/24/2001 05:03 pm
Information Source(s): Credit Agency,Criminal,Eviction

Search Information Provided

Name: Consumer, Jonathan
Current Address: 123 South Street, Unit A, Irvine, CA 92651
Property applied to: Kittridge Testing, 14411 Kittridge Street, Van Nuys, CA 91405

Applicant SnapShot

Score: 561 (Tenant Screening Model)

Following reflects up to seven years of credit history:
Positive Accounts: 6	Negative Accounts: 3 (Jump To)	Public Records: 3 (Jump To)	Collections: 1 (Jump To)

	Monthly count of negative and positive accounts in last two years:
Positive Accounts		6	6	6	7	7	5	6	7	8	6	6	6	6	6	6	6	6	6	6	6	6	6	6	6
Positive Accounts		Jan	Dec	Nov	Oct	Sep	Aug	Jul	Jun	May	Apr	Mar	Feb	Jan	Dec	Nov	Oct	Sep	Aug	Jul	Jun	May	Apr	Mar	Feb
Negative Accounts		3	3	3	2	2	4	3	4	1	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Negative Accounts		Jan	Dec	Nov	Oct	Sep	Aug	Jul	Jun	May	Apr	Mar	Feb	Jan	Dec	Nov	Oct	Sep	Aug	Jul	Jun	May	Apr	Mar	Feb



Total Debt: $280,037	Total Monthly Payments: $4,984	Past Due Payments: $1,421	(Jump To)
Income: $6850	Approx After Tax Income^{[ ? ]}: $5137.50	Money Left^{[ ? ]}: $153.50

Approximate After-Tax Income
Assumes a 25% tax bracket. Amount is calculated by taking the current income and multiplying by 0.75.

Begin Report Section: Credit Report

Consumer Credit Report

Applicant Name:	CONSUMER, JONATHAN QUINCY
Current Address:	BURBANK, CA 91502-9150 (06/95 - 01/98)
Previous Address:	SANTA ANA, CA 92708-9270 (02/95)	Date of Birth:	12/3/1951
Previous Address:	LOS ANGELES, CA 90017-9001 (09/93)
Credit Score: 561 (Tenant Screening Model) Score Factors: Account(s) not paid as agreed and/or legal item filed Length of time (or unknown time) since account delinquent Number of accounts delinquent Proportion of balance to high credit on bank revolving or all revolving accounts

Summary of Accounts

Positive: 6

Negative: 3

Public Record: 3

Collection: 1

Credit Summary

No of Accounts	Payment Record	No of Accounts	Payment Record
6	Pays or paid as agreed	1	Chapter 13 (Wage Earner Plan)
2	Pays or paid 30-60 days past due

Trade Totals

	Limit	High Balance	Balance	Past Due	Payment	Available
Installment Totals	1,000	0	265,380	1,421	4,549
Revolving Totals	20,000	16,720	14,657	0	435	27%
Open Totals
Grand Totals	21,000	16,720	280,037	1,421	4,984

Creditor Payment Records

Legend

Paid as agreed Credit Report Graphic 30 Days

30 days overdue Credit Report Graphic 60 Days

60 days overdue Credit Report Graphic 90 Days

90 days overdue Credit Report Graphic 90 Days +

90+ days overdue

Wage Earner Plan (Ch. 13) Credit Report Graphic RP

Repossession Credit Report Graphic Collection

Collection/Charge Off/Bad Debt/Skip Credit Report Graphic No Rep

No Update

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Credit Card

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Real Estate Specific Type Unknown

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Creditor Records (Revolving Accounts)

Account Type	Opened	Balance	Limit	High Bal	Past Due	Payment	Rating/Status
Credit Card	05/96	0	7,000	5,700			Curr Acct/Closed
	Comment: Account closed at consumers request.
Revolving Charge Account	01/68	0	1,400				Making regular WEP payments
	Comment: Account previously in dispute - now resolved - reported by subscriber.
Credit Card	02/85	6,029	10,000	7,108		180	Curr Acct
Credit Card	01/90	8,628	10,000	9,612		255	Curr Acct

Creditor Records (Installment Accounts)

Account Type	Opened	Balance	Limit	High Bal	Past Due	Payment	Rating/Status
Installment Sales Contract	02/95	1,000	1,000				Pays as agreed
Auto Loan	12/93	11,050			465	465	<= 2 payments past due
Secured Loan	03/93	19,330			956	956	<= 2 payments past due
Real Estate Specific Type Unknown	05/90	234,000				3,128	Curr Acct

Creditor Records (Open Accounts)

Account Type	Opened	Balance	Limit	High Bal	Past Due	Payment	Rating/Status
Credit Card	03/95	0	4,000	3,612			Curr Acct/Closed

Collection Items

Assigned	Last Act	Name	Orig Bal	Curr Bal	Status
09/94		DR. JOHN KILDARE	500	250	Coll Acct
	Comment: Account information disputed by customer.

Public Records/UD/Skip

Bankruptcy	Filed:	02/93	Court:	U S BANKRUPTCY COURT
	Liability:	$100,000	Case Num:	35054539906234561
	Assets:	$100,000	Comments:	"Bankruptcy Chapter13- petition filed."
	How Filed:	Joint
Legal Item	Filed:	07/95	Court:	SO CALIF DISTRICT COURT
Legal Item	Amount:	$12,450	Case Num:	45078321
Legal Item	Filed:	09/93	Court:	COUNTY SPR CT SANTA ANA
	Amount:	$1,200	Case Num:	7505853
	Plaintiff:	ALLIED COMPANY

Inquiries

Name	Date
HEMLOCKS	12/05/98
BAY COMPANY	12/03/98
HILLSIDE BANK	10/21/97

Begin Report Section (Criminal Check)

Criminal Check

Offender:JONATHAN CONSUMER	DOB: 12/3/1951	Database: CACON
Date: 11/06/1990	Offense: Breaking and Entering	Statute: 487.HA

Sex Offender Search

No Records Found

Begin Report Section (Eviction Report)

Eviction Scan: Exact Name Matches (check carefully)

	Note: Exact matches are displayed in blue
Identification	Date	Address	Details
CONSUMER, JONATHAN	04/20/00	10655 N BIRCH ST BURBANK, CA 91502	Prop/Owner: MICHEL ROY Disposition: JUDGEMENT FOR PLAINTIFF Judgement: 1800

End of Report.

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